Jurisdiction‑Specific Addenda

A. Florida (Resident State)

• Complies with F.S. §§ 626.025 & 501.171.
• Breach notifications within 30 days of determination.
• Consumers may request record deletion after policy cancellation, subject to legal retention rules.
• Oversight Agency: Florida Department of Financial Services (877‑693‑5236).

B. California (CCPA & CPRA)

• Residents may request access, correction, deletion, and opt‑out of sale or sharing of personal data.
• We honor Global Privacy Control signals and Do Not Track requests.
• Requests handled via email or toll‑free line within 45 days.

C. Virginia (Consumer Data Protection Act)

• Rights include confirmation, correction, deletion, and appeal of refused requests within 60 days.

D. Colorado (Privacy Act)

• Consumers can request portable copies of their data and opt‑out of profiling or targeted ads.
• We do not process sensitive data for marketing purposes.

E. Texas (Data Privacy & Security Act 2024)

• Texans may access, correct, and delete their information.
• Requests fulfilled within 45 days; we do not engage in advertising or data brokering activities.

11. Marketing Communications

We may provide clients with educational materials or renewal reminders. You may unsubscribe by clicking “Unsubscribe” in emails or writing to us at the address above.

12. Policy Updates

We update this Privacy Policy periodically to reflect changes in law or practice. The “Effective Date” at the top shows the current version.

13. Contact Information

William Landers Insurance
Clearwater, Florida
📞 (408) 410-4672| 📧 bill@landersannuitiesandlife.com

For clients in Florida: Consumer Helpline (877‑693‑5236)